RupeeCircle

Download RupeeCircle App to register as a P2P Lending investor and earn excellent returns by lending to creditworthy and verified borrowers. Alternatively, you can use the app as a borrower to get immediate personal or business loans.

About RupeeCircle

Backed by Mahindra Finance and Oracle’s Cloud Accelerator Program, we aim to drive financial inclusion to millions of unbanked & under-banked creditworthy borrowers in India.

We believe that with increasing internet penetration, digital footprints & big data analytics, individuals can act as “Banks or Financial Institutions” themselves and thereby extend financial services to the last mile.

Benefits of Investing with RupeeCircle

• Earn Returns upto 30% on your Investments

• Invest in New Investment Asset Class though P2P Lending

• You get your returns credited straight to your account on a monthly basis

• Verified borrower profiles with lesser chances of default

• Independent of market volatility while investing through RupeeCircle

Investment Process

1. Register with your mobile number and email id

2. Upload KYC documents and get it approved within 1 working day

3. Click on Invest Now on the Dashboard or go to Marketplace

4. Invest on Borrowers at the Marketplace and Add Funds in your Wallet or,

5. Add Funds in your Wallet and Invest on Borrowers at the Marketplace

6. Get returns on your mentioned bank account from the following month

Why Borrow from RupeeCircle?

• Personal or Business loans upto Rs. 5 lacs

• Interest rates starting from 12% annually

• Collateral Free Loans

• Tenure 3 – 24 months

Borrowing Process

1. Create a Borrower’s Account

2. Enter the reqd. amount and loan reason

3. Upload the required documents

4. Profile goes through verification and underwriting process

5. Loan Approval and Listing of Loan in the marketplace

6. Funding of Loan by multiple Investors

7. Physical Verification and Legal Documentation

8. Disbursal of Loan Amount into your account

9. Loan Repayment from the next month as EMI

App Dashboard

The dashboard in the app contains your personal details and all financial transactions. You can find financial reports and summary of transactions which are easily downloadable. It’s an easy to use interface where you can browse through borrowers, invest easily, initiate transactions and check reports, if you are an investor.

As a borrower, you can check your loan amount and the EMIs that you have been paying back to investors. You can also find the details of top up loans, if any. You can apply loans for various types of reasons like home improvement, education, vacation, debt consolidation, medical bills etc.

下载RupeeCircle App注册成为P2P借贷投资者，通过向信誉良好且经过验证的借款人提供贷款，获得丰厚回报。或者，您可以使用该应用程序作为借款人获得直接的个人或商业贷款。

关于RupeeCircle

在Mahindra Finance和Oracle的云加速器计划的支持下，我们的目标是在印度为数百万未开设银行账户和信用不足的信誉良好的借款人提供金融包容性服务。

我们相信，随着互联网普及率，数字足迹和大数据分析的增加，个人可以自己充当“银行或金融机构”，从而将金融服务扩展到最后一英里。

投资RupeeCircle的好处

    •您的投资获得高达30％的回报

    •通过P2P贷款投资新的投资资产类别

    •您可以按月将退款直接记入您的帐户

    •已验证的借款人资料，违约率较低

    •通过RupeeCircle进行投资时，不受市场波动的影响

投资流程

    1.注册您的手机号码和电子邮件ID

    2.上传KYC文件并在1个工作日内获得批准

    3.单击仪表板上的立即投资或转到市场

    4.投资市场上​​的借款人并在您的钱包中添加资金，或者

    5.在您的电子钱包中添加资金并在市场上投资借款人

    6.从下个月获取您提到的银行帐户的退货

为什么借用RupeeCircle？

    •高达卢比的个人或商业贷款。 5 lacs

    •利率从每年12％开始

    •抵押品免费贷款

    任期3 - 24个月

借款过程

    1.创建借款人账户

    2.输入reqd。金额和贷款原因

    3.上传所需文件

    4.配置文件通过验证和承保流程

    5.贷款批准和市场贷款上市

    6.多个投资者的贷款资金

    7.物理验证和法律文件

    8.将贷款金额支付到您的账户中

    9.贷款偿还从下个月作为EMI

App仪表板

应用中的信息中心包含您的个人详细信息和所有财务交易。您可以找到易于下载的财务报告和交易摘要。这是一个易于使用的界面，您可以浏览借款人，轻松投资，启动交易和检查报告，如果您是投资者。

作为借款人，您可以检查您的贷款金额以及您向投资者支付的EMI。如果有的话，您还可以找到充值贷款的详细信息。您可以出于各种原因申请贷款，如家居装修，教育，度假，债务合并，医疗账单等。